At Ascent Insurance, we know all the usual ways to save on workers’ compensation—but we go beyond that. We focus on educating clients about what actually drives their premiums and helping them develop proactive plans to keep employees safe and costs down.
Here’s the truth: your insurance premium is just the starting point. It’s the total cost of risk that really matters.
When we review a policy, it doesn’t take long to spot whether you’re in a solid position—or if there’s missed opportunity. And frankly, most of the time, it’s the latter.
Why? Because many policies are simply sold, not strategically structured to maximize savings and improve outcomes. And once that policy is sold, ongoing support is often nowhere to be found.
No matter where you stand now, our focus stays the same:
Advocacy. Accessibility. Always.
Did you know workers’ compensation is one of the most controllable lines of insurance—both in practice and in premium?
There’s no magic bullet, but there are multiple ways to reduce costs and strengthen your organization’s safety culture at the same time.
It all starts with the right broker—someone who not only understands workers’ comp inside and out, but actually has a passion for it. (Yes, we exist.)
Your business isn’t one-size-fits-all—your workers’ compensation program shouldn’t be either. We work with you to develop a plan that fits your unique needs, combining hands-on support, personalized service, and uncovering hidden savings opportunities.
Tired of being stuck in an auto-renew cycle, with workers’ comp treated as just another add-on to your commercial insurance package?
We hear it all the time. While we do handle full commercial insurance packages, we usually start with workers’ comp—because that’s where we can make the biggest difference right away.
We proudly serve a wide range of industries, bringing deep experience in workers’ compensation, risk management, and commercial insurance solutions tailored to each sector’s unique risks.
Some of the industries we know inside and out include:
And plenty more—if you don’t see your industry listed here, just ask. Chances are, we’ve already helped someone in your line of work.
There’s more than one option when it comes to workers’ comp insurance—and trust us, not all insurance companies rate risks the same. Rates, tiers, and appetite vary widely.
At Ascent Insurance Solutions, we have access to a wide range of workers’ comp markets—many eager to compete for your business. That said, the cheapest option isn’t always the best (though we’ll admit, it’s great when it works out that way).
Our job is to guide you through your options and help you make a smart decision—one that aligns with your budget, your coverage needs, and your long-term goals.
Already love your current carrier? No problem. If we’re a fit, there’s a good chance we already represent them. And the transition? It’s as simple as signing one piece of paper—and we get right to work.
Already have coverage in place? Great—we’ll start with a policy review.
All we need is your current declarations page. From there, we’ll schedule a time to go over our findings, benchmark your current program, and discuss opportunities to improve coverage, pricing, or both.
If we mutually decide to work together, we can often take over management of your current policy with a simple Broker of Record (BOR) letter. This allows us to:
Are you a Colorado business owner—or the person in charge of your company’s workers’ compensation coverage?
If so, this video is for you.
We’ll walk you through the key details of workers’ comp in Colorado, including some of the often-overlooked nuances that can make a big difference in reducing your overall cost of risk—and keeping your insurance program working smarter, not harder.
Did you know that prioritizing workplace safety can do more than protect your employees?
Through Colorado’s Cost Containment Program, businesses with a formal safety program can unlock significant savings on their workers’ compensation premiums.
It’s not just about reducing risks—it’s about turning smart safety practices into real financial rewards.
If you’re ready to create a safer workplace and boost your bottom line, this program could be your next big win.
Ever wondered if you’ve been overpaying for workers' compensation all these years?
Many of our new clients are surprised to learn the answer is often yes—and no, not everyone pays the same rates.
Every business is unique, and so are the factors that drive your workers’ comp costs. Whether we find hidden savings in your current program or deliver quotes with major cost reductions, it all starts with knowing where you stand.
No two risks are priced the same—and while there’s a lot more to the story, this is just the beginning.
Let’s break it down.
Explore just a glimpse of the topics we cover on a regular basis.
Looking for something specific? Don’t hesitate to reach out—if we don’t already have it, we’ll be more than happy to create it for you.
12.2024 Colorado Cost Containment - Turn Safety Into Savings (pdf)
Download12.2024 Audit Process in Workers Compensation (pdf)
Download11.2024 Independent Contractor or Employee (pdf)
Download11.2024 Understanding the WC Claims Process (pdf)
Download1.2025 - Soft Costs of Work Comp Claims (docx)
Download1.2025 Why Is My Workers' Compensation Premium Increasing (pdf)
Download2.2025 Commercial Insurance Broker Selection (pdf)
Download2.2025 Divvying up Deductibles in WC (pdf)
DownloadWhat do you have to lose?
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After hours appointments available upon request, based on mutual availability
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3033 S. Parker Rd
Tower I - Suite 508
Aurora, CO 80014
(720) 672-9774
Based in Colorado, licensed in many western states
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