Workers Compensation Specialty Services
What Can be Done?
At Ascent Insurance, we know all the usual ways to save on workers’ compensation—but we go beyond that. We focus on educating clients about what actually drives their premiums and helping them develop proactive plans to keep employees safe and costs down.
Here’s the truth: your insurance premium is just the starting point. It’s the total cost of risk that really matters.
When we review a policy, it doesn’t take long to spot whether you’re in a solid position—or if there’s missed opportunity. And frankly, most of the time, it’s the latter.
Why? Because many policies are simply sold, not strategically structured to maximize savings and improve outcomes. And once that policy is sold, ongoing support is often nowhere to be found.
No matter where you stand now, our focus stays the same:
Advocacy. Accessibility. Always.
Did you know?
Did you know workers’ compensation is one of the most controllable lines of insurance—both in practice and in premium?
There’s no magic bullet, but there are multiple ways to reduce costs and strengthen your organization’s safety culture at the same time.
It all starts with the right broker—someone who not only understands workers’ comp inside and out, but actually has a passion for it. (Yes, we exist.)
Personalized Programs
Your business isn’t one-size-fits-all—your workers’ compensation program shouldn’t be either. We work with you to develop a plan that fits your unique needs, combining hands-on support, personalized service, and uncovering hidden savings opportunities.
Tired of being stuck in an auto-renew cycle, with workers’ comp treated as just another add-on to your commercial insurance package?
We hear it all the time. While we do handle full commercial insurance packages, we usually start with workers’ comp—because that’s where we can make the biggest difference right away.
Workers’ Comp Support Offerings Include:
- Super-Fast COIs (we’re talking really fast)
- Cost Containment Training and Ongoing Support
- Experience Mod Analysis & Planning
- Secondary Dividend Programs
- Audit Support & Prep
- Pay-As-You-Go Programs
- Return-to-Work Training & Support
- Claims Assistance & Advocacy
- Human Resources Platform Access
- Risk Management / EHS Platform Access
- OSHA & DOT Compliance Support
- And, of course, Personalized, Human Service—Every Time
Industries We Work With
We proudly serve a wide range of industries, bringing deep experience in workers’ compensation, risk management, and commercial insurance solutions tailored to each sector’s unique risks.
Some of the industries we know inside and out include:
- Public Sector — School Districts, Municipalities, Fire Departments
- Construction — All Trades
- Transportation & Fleet Operations
- Automotive Services
- Home Health & Healthcare Services
- Hospitality & Lodging
- Retail & Wholesale
- Restaurants & Food Services
- Manufacturing & Light Industrial
And plenty more—if you don’t see your industry listed here, just ask. Chances are, we’ve already helped someone in your line of work.
Market Reach
There’s more than one option when it comes to workers’ comp insurance—and trust us, not all insurance companies rate risks the same. Rates, tiers, and appetite vary widely.
At Ascent Insurance Solutions, we have access to a wide range of workers’ comp markets—many eager to compete for your business. That said, the cheapest option isn’t always the best (though we’ll admit, it’s great when it works out that way).
Our job is to guide you through your options and help you make a smart decision—one that aligns with your budget, your coverage needs, and your long-term goals.
Already love your current carrier? No problem. If we’re a fit, there’s a good chance we already represent them. And the transition? It’s as simple as signing one piece of paper—and we get right to work.
Getting Started
Already have coverage in place? Great—we’ll start with a policy review.
All we need is your current declarations page. From there, we’ll schedule a time to go over our findings, benchmark your current program, and discuss opportunities to improve coverage, pricing, or both.
If we mutually decide to work together, we can often take over management of your current policy with a simple Broker of Record (BOR) letter. This allows us to:
- Begin advocating for you immediately at renewal.
- Shop your coverage with other competitive carriers, if you'd like quotes.
Ready to Connect?
- Call our office: (720) 672-9774
- Email: info@ascent-insurance.com
- Schedule your review online: Calendly Link