Workers Compensation Specialty Services
Did you know?
Did you know that workers compensation insurance is the most controllable line of coverage from a cost standpoint? Though there is no single magic bullet, there are multiple ways to initiate and maintain work comp savings while simultaneously boosting the safety culture of an organization.
What Can be Done?
Ascent insurance is familiar with all of ways to save on workers compensation, though beyond that, we work to educate clients on what drives costs while helping to develop a plan to help keep those costs down. We can quickly tell on a policy review whether you're in a good spot or whether there is cost savings missing.
Agents are paid on a commission basis and while premiums increase, thus does their pay. Even if you are direct with the carrier, that commission is built into the base pricing and kept in house.
Did you know it doesn't behoove an agent to go above and beyond to instill work comp cost savings because it's more work for less money? We don't have high corporate overhead, and we do have market access that competes with even the big boy brokers. What do you have to lose by scheduling a policy review?
Personalized Programs
We understand that your business has individualized needs. We work to develop a plan that suits you in savings, support, and service.
Have you been left to auto-renew, with your work comp as an add-on to the rest of your commercial P&C package. Though we do work with the package, we typically start with the workers compensation, as that's where the most impact can be made.
- Lightning fast COI's
- Cost Containment Support
- Experience Modification Analysis & Planning
- Secondary Dividend Programs
- Audit Support
- Pay as you go Programs
- Return to Work Programs
- Claims Assistance
- Human Resources Platform
- Risk Management Platform
- OSHA/DOT Compliance
- Personalized Service
Industries We Work With
We work clients from various industries, including:
- Public Sector (School Districts, Municipalities, Fire Departments)
- Construction (all trades)
- Transportation (including Amazon DSP's)
- Automotive
- Home Health
- Hospitality
- Agriculture
- Retail
- Restaurants
- Manufacturing
Market Reach
There is more than 1 market in workers' compensation, and carriers have different rates and rating tiers. Ascent Insurance Solutions has access to a ton of markets, all hungry to compete for your business. The cheapest may not be the best (though we love when that's the case) and we help guide you through the options to make a decision best for your needs.
Love your carrier? No problem! If we choose to work together, we likely already have a contract with them.
Getting Started
If you already have coverage in place, we'll start with a policy review. For this we'd need your current declarations page.
If we mutually decide to work together, we can often take over management of the existing policy by way of a Broker of Record (BOR) letter. This allows us to simultaneously advocate for you on your next renewal while also marketing you to other competitive carriers. We don't charge additional fees for our services.
Call or text our office (720) 672-9774
E-mail info@ascent-insurance.com
Schedule a review https://calendly.com/ascentinsurance
If you don't have coverage in place (yet) or want quotes, simply fill out the application below and we can get started.