Workers Compensation Specialty Services
What Can be Done?
Ascent Insurance is well familiar with the ways to save on workers compensation, though beyond that, we work to educate clients on what drives premiums while helping to develop a plan to keep organizations safe in effort to reduce overall expenses. It all comes down to the total cost of risk and the "premium" is only the beginning.
We can quickly tell on a review whether you're in a good spot or whether there is missing opportunity, and more often than not it's the latter as policies are merely "sold" rather than structured to maximize potential while support is often lacking.
In either situation, our primary focus is on advocacy & accessibility.
Did you know?
Did you know that workers compensation insurance is the most controllable line of coverage from both a practice and premium standpoint? Though there is no single magic bullet, there are multiple ways to initiate and maintain work comp savings while simultaneously boosting the safety culture of any organization. Working with a broker who has a true passion in work comp is only the beginning.
Personalized Programs
We understand that your business has individualized needs. We work to develop a plan that suits you in support, service, and untapped savings.
Have you been left to auto-renew, with your work comp as an add-on to the rest of your commercial P&C package? Though we do work with the full package, we typically start with the workers compensation, as that's where the most impact can be made.
- Super Fast COI's
- Cost Containment Support
- Experience Modification Analysis & Planning
- Secondary Dividend Programs
- Audit Support
- Pay as You Go Programs
- Return to Work Training and Support
- Claims Assistance
- Human Resources Platform
- Risk Management/EHS Platform
- OSHA/DOT Compliance Support
- Personalized Service
Industries We Work With
We work with clients from various industries, including:
- Public Sector (School Districts, Municipalities, Fire Departments)
- Construction (all trades)
- Transportation
- Automotive
- Home Health
- Hospitality
- Retail
- Restaurants
- Manufacturing
....and many more
Market Reach
There is more than 1 market in work comp, and insurance companies have varying rates and rating tiers. Ascent Insurance Solutions has access to a ton of markets hungry to compete for business. That being said, the "cheapest" may not be the best (though we love when that's the case) and we help to guide you through the options to make a decision best for your needs and long term goals.
Love your carrier? No problem! If we choose to work together, chances are high we may already represent them. The transition is as simple as a piece of paper and we get right to work!
Getting Started
If you already have coverage in place, we'll start with a policy review. For this we'd need your current declarations page then we'd schedule time together to go over findings and benchmark your current program.
If we mutually decide to work together, we can often take over management of the existing program by way of a Broker of Record (BOR) letter. This allows us to simultaneously advocate for you on renewal while marketing you to competing carriers if you'd like quotes.
Call or text our office (720) 672-9774
E-mail info@ascent-insurance.com
Schedule a review https://calendly.com/ascentinsurance
If you don't have coverage in place (yet) or simply want quotes, fill out the application below and we can get started.