Public Sector/Specialty Services

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Whether you prefer carrier-developed programs, on-demand modules, or custom training built specifically for your team—we’re in your corner.

Our clients get access to our Safety & HR platform, offering a wide range of training content in multiple formats to support compliance, safety culture, and staff development.

With years of experience designing training for both specialty insurance and the public sector, we ensure content is practical, relevant, and never “cookie cutter.”

And yes, we love face time. When in-person support makes the most impact, we’ll be there.

We maintain strong relationships with Pinnacol and other leading carriers serving the public sector—allowing us to deliver both service excellence and cost savings to our clients.

Every carrier in this space brings something different to the table.

Our process begins with a full program evaluation—then we walk you through any competing offers, highlighting each option’s strengths, trade-offs, and long-term value.

We also support entities exploring more advanced program structures, including:

• Self-insured options
   
• High-deductible workers’ comp programs
   
• Third-party administrators (TPAs) for claims and oversight
   

Whether you’re evaluating a new carrier or optimizing an existing program, we’ll help you build a comp strategy that’s sustainable, compliant, and cost-effective.

Want to know what’s really driving your workers’ comp or commercial insurance premiums—and, more importantly, what you can actually control?

We use real analytics to support our recommendations, not guesswork.

We’ll show you:

• Where your exposures lie
   
• How your claims and mod impact pricing
   
• Which strategies can reduce risk and lower your total cost of insurance
   

Let’s turn your data into a plan that works.

When an injury occurs, we’re by your side from start to finish, with guidance and support in:

• Filing the claim
   
• Coordinating the accident investigation
   
• Supporting return-to-work efforts
   
• Advocating for you if communication breaks down or something falls through the cracks
   

We can also connect you with specialized professionals for:

• Nurse triage
   
• Case management
   
• Cost control
   
• Return-to-work strategy
   

And because we partner with carriers that have dedicated public entity claims divisions, you’re never left navigating complex or high-stakes cases on your own.

Super easy.

If your current policy is with a carrier we already represent, all it takes is a simple Broker of Record (BOR) letter—and we can get right to work.

From there, we:

• Start advocating for you during the renewal process
   
• Access the information we need to explore competing markets
   
• Begin structuring smarter, more strategic options for your coverage
   

Just want to check the pulse of the market?

No problem—send us your declarations pages (or full policy) for a preliminary review and benchmarking.

If you’re ready for official quotes, we’ll also need:

• 5 years of loss runs (claims history)
   
• NCCI Experience Mod worksheet (for workers’ comp)
   
• Property, equipment, and vehicle schedules
   

You’re already juggling a lot. We’ll handle the details—so you can focus on what matters most: your people and your community.