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Ascent Insurance Solutions

Ascent Insurance SolutionsAscent Insurance SolutionsAscent Insurance Solutions

Ascent Insurance Solutions

Ascent Insurance SolutionsAscent Insurance SolutionsAscent Insurance Solutions
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  • Home
  • Workers Compensation
  • Commercial Insurance
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  • Insights
  • Resources
  • About Us
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  • Get a Quote
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  • Contact Us
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Public Sector & Specialty Services

School Districts, Charter Schools, Private Schools, Parochial Schools, Higher Education

Schools

Municipalities & Counties

Municipalities & Counties

Municipalities & Counties

Municipalities & Counties

Municipalities & Counties

Municipalities & Counties

Special Districts (Fire Districts, Water Districts, Recreational Districts, Library Districts)

Special Districts

Municipalities & Counties

Special Districts

Overview

The Background: Why Public Sector Is Personal

At Ascent, public sector work is not just part of what we do. It is where we started, and it is where our hearts are.


Our founder, Jodie Lyons, spent nearly a decade underwriting for Colorado’s governmental risk pools, including CSDSIP and CIRSA. That experience built deep expertise in supporting school districts, municipalities, fire protection districts, and other public entities.


In 2019, she moved into the private sector with a workers’ compensation focused brokerage. The model was fast paced, but it often prioritized the close over long-term client care. That did not align with the standards she brought from the pooling world.


She created Ascent Insurance Solutions to combine relationship-driven support with strong market access and practical risk management.


Today, our mission remains simple: deliver clarity, strategy, and results for the people who keep our communities running.

🏛️ Public Sector & Specialty Services

who we serve

School Districts • Municipalities & Counties • Fire, Water, & Special Districts • Charter & Private Schools • Higher Education • Nonprofits

Workers’ Compensation for Public Entities

Workers’ compensation is often one of the most controllable, and most misunderstood, cost drivers for public entities.


That is where Ascent starts.


With deep experience in Colorado public sector risk programs, including CSDSIP and CIRSA, we know how to evaluate workers’ comp structure, identify cost drivers, and build programs that improve outcomes.

what we bring

 

  • Competitive options through Pinnacol and other strong markets
     
  • Experience mod analysis and deductible strategy
     
  • Cost containment training and certification support
     
  • Claims advocacy, triage coordination, and return-to-work planning
     
  • Public entity focused loss control and compliance guidance


 

Whether you are currently in a pool or already in the open market, our approach is simple: educate, evaluate, elevate.


Protect your people and your budget with a program that is built to work.

Schools & Educational Institutions

For K-12 districts, charter schools, private schools, and higher education, we provide:


  • Full commercial package and standalone coverage options
     
  • Clear comparisons to existing pool programs
     
  • Guidance that balances affordability, compliance, and coverage integrity
     

We respect the strength of programs like CSDSIP. Our goal is not to pull anyone away from something that is working and well supported.


Instead, we help you identify improvement opportunities where it matters most, including workers’ comp, safety, and claims strategy.


If you need an independent benchmark, a second set of eyes, or a contingency plan, we are here. And if the pool’s situation changes and you need to move quickly, we can step in with a clear process and steady support.

Special Districts

From fire and water to recreation and library districts, we understand the governance and exposures you manage.


We help you:


  • Compare pool participation with private market alternatives
     
  • Evaluate structures that balance stability with hands-on representation
     
  • Improve outcomes through risk management, safety, and training integration

Municipalities & Counties

For cities, towns, and counties, including CIRSA members, we provide:


  • Independent benchmarking and policy reviews
     
  • Workers’ comp program evaluation and market options when appropriate
     
  • Strategic support to strengthen safety and claims outcomes
     

Our goal is partnership, not disruption.


If your program is working, we will confirm it. If there is room to optimize, we will show you where and why, clearly and transparently.

Specialized Services

🎓 Ongoing Training

🧩 Workers’ Compensation

🧩 Workers’ Compensation

Whether you prefer carrier-developed programs, on-demand modules, or custom training built for your team, we are in your corner.


Training resources and platform access may be available through your insurance program or offered through Ascent as an added service, depending on your needs.


We focus on practical, role-based training that supports compliance, safety culture, and staff development.


When in-person support makes the most impact, we can provide on-site training for select clients.

🧩 Workers’ Compensation

🧩 Workers’ Compensation

🧩 Workers’ Compensation

We maintain strong relationships with Pinnacol and other leading carriers serving public entities, which helps us deliver responsive service and competitive program options.


Every carrier brings something different to the table. We start with a full program evaluation, then walk you through options and trade-offs so you can choose the best fit.

We also support public entities exploring advanced structures, including:


  • Self-insured options
     
  • High-deductible workers’ comp programs
     
  • Third-party administrators (TPAs) for claims oversight
     

Whether you are evaluating a new carrier or optimizing your current program, we help you build a workers’ comp strategy that is sustainable, compliant, and cost-effective.

📊Data and Insights

🧩 Workers’ Compensation

📊Data and Insights

Want to know what is driving your workers’ comp or commercial insurance costs, and what you can actually control?


We use real analytics to support recommendations, not guesswork.


We will help you understand:


  • Where your exposures and cost drivers live
     
  • How claims and experience mod impact pricing
     
  • Which strategies can reduce risk and lower total cost over time
     

Let’s turn your data into a plan that works.

Claims, Support & Getting Started

🩹 Claims

When an injury occurs, we stay involved from start to finish with guidance and support in:


  • Reporting the claim and communicating with the carrier
     
  • Coordinating the investigation process
     
  • Supporting return-to-work efforts
     
  • Advocating when communication breaks down or something falls through the cracks
     

We can also help coordinate specialized resources when needed:


  • Nurse triage
     
  • Case management
     
  • Cost control support
     
  • Return-to-work strategy
     

Because we work with carriers that have dedicated public entity claims teams, you are never navigating a complex or high-stakes claim on your own.


We support employers through the process while the carrier and claims team manage claim handling decisions.

🤝 How Can Ascent Become My Broker?

 Simple.


If your current policy is with a carrier we already represent, it often starts with a Broker of Record (BOR) letter.


From there, we:

  • Begin advocating for you during the renewal process
     
  • Gather the information needed to evaluate options
     
  • Help structure a smarter program that fits your goals
     

Want a quick benchmark first?

Send your declarations pages, or the full policy, and we will complete a preliminary review.


If you are ready for market quoting, we may also request:


  • Five years of loss runs
     
  • NCCI experience modification worksheet (for workers’ comp)
     
  • Property, equipment, and vehicle schedules (as applicable)
     

You are already juggling a lot. We will handle the details so you can focus on your people and your community.


🧭 Additional Support

🧭 Additional Support

 Need help with HR, safety, loss control, cost containment, audit prep, or smoother renewals?


We can help you build a support plan that matches your needs.


We are not a high-volume, transactional shop. You will always know who you are working with, and our clients can reach the owner directly.


Need onboarding or compliance training? We offer in-person sessions and video-based options your team can complete on their schedule.


Let’s build your support plan together.


 

Some services may be offered as an added service depending on scope and needs.

Book a Meeting

 Copyright © 2026 Ascent Insurance Solutions. All Rights Reserved.
3033 S. Parker Rd, Suite 508, Aurora, CO 80014
(720) 672-9774 | info@ascent-insurance.com
Based in Colorado, licensed in multiple western states. 

 

 

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