Public Sector/Specialty Services

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We maintain strong relationships with Pinnacol and other top carriers that compete in the public sector space—allowing us to bring both service excellence and cost savings to our workers’ compensation clients.

Every carrier in this space brings something different to the table. Part of our process is to evaluate your current program, then walk you through any available competing offers, highlighting strengths, trade-offs, and long-term value.

We also work with public entities exploring more advanced program structures, including:

• Self-insured options 
• High-deductible workers’ comp programs 
• Third-Party Administrators (TPAs) for claims handling and program oversight
   

Whether you’re looking for a better fit with your current carrier—or exploring a bigger shift—we’ll help you make the right decision for your entity’s risk profile and budget.

Whether you prefer carrier-developed programs, on-demand modules, or custom training built just for your team—we’re in your corner.

Our clients get access to our Safety & HR platform, offering a wide range of training content in multiple formats to support compliance, safety culture, and staff development.

With years of experience designing training for specialty insurance and the public sector, we’re well equipped to tailor content that’s actually relevant to your organization—not just generic filler.

And yes, we LOVE face time. We’re always happy to show up for in-person sessions when hands-on support makes the most impact.

 Want to know what’s really driving your workers’ comp or commercial insurance premiums—and more importantly, what you can actually control?

We use real analytics to back up our programs—not just guesswork.

We’ll show you where the risks are, what’s impacting your pricing, and how to implement strategies that reduce exposures and lower your overall cost of risk.

Let’s turn your data into a plan that works.

Ask us how.

Some high-pressure, high-volume agencies will tell you that agents aren’t involved in claims… or that claims support just isn’t part of the deal.

Baaaaloney.

We’ve picked up more than a few clients who came to us because they had a claim—and couldn’t get their agent on the phone. That’s not how we work.

When an injury occurs, we’re notified immediately—and we can stay involved.

Ask us how you can also have access to specialized professionals for:

• Nurse Triage 
• Case Management 
• Cost Control 
• Return-to-Work Strategy
   

We work side by side with our clients and carriers to support swift, fair, and collaborative resolution—especially in the high-stakes world of public sector risk.

We also work with carriers that offer dedicated public entity claims divisions, so you’re never left navigating complex cases alone.

Need help with HR, safety and loss control, cost containment, audit prep, or smoother renewals?

We’ve got you.

This isn’t a high-pressure, turn-and-burn shop. You’ll always know who you’re working with—and yes, clients can reach the owner directly. That’s just how we do business.

Need onboarding training?

We offer both in-person sessions and video-based options your team can complete on their schedule.

Working outside the box is our favorite part.
No corporate red tape. No hoops to jump through.

Just real support, built around you.

Super easy.

If your current policy is with a carrier we already work with, all it takes is a simple Broker of Record (BOR) letter—and we can get right to work.

From there, we:

• Start advocating for you during the renewal process 
• Access the info we need to explore competing markets 
• Begin structuring smarter options for your coverage
   

Just want to check the pulse of the market?

No problem—we can start with your declarations pages (or full policy for package business) for a preliminary review and benchmarking.

• 5 years of loss runs (claims history) 
• NCCI Experience Mod Worksheet (for workers’ comp) 
• Property schedule 
• Equipment schedule 
• Vehicle schedule and drivers list
   

(We know—it’s a lot. But don’t worry: we have streamlined ways to help gather this info with your approval.)

You’re already juggling a lot. We’re here to make the process easier—but for full transparency, getting us the requested information is key. Without it, our hands are tied.