About us - who we are, what we do

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Ascent Insurance Solutions is an independent commercial insurance agency born from a simple but powerful idea:

client care should never come second to profit.

Founded by Jodie Lyons, a trusted risk management professional with decades of experience serving both public and private sector organizations, Ascent was created to bring clarity, strategy, and genuine partnership back to the insurance process.

We believe that small to mid-sized employers deserve the same depth of expertise and advocacy as large corporations—and that insurance should be practical, transparent, and human.

Ascent provides tailored commercial insurance and risk management solutions for organizations across Colorado and beyond.

We partner with clients to help them:

• Review and optimize existing insurance programs
   
• Strengthen safety and compliance efforts
   
• Reduce overall cost of risk through smarter strategy and analytics
   
• Navigate claims with confidence and support
   

Whether you’re a contractor, a public entity, or a service-based business, we meet you where you are—and help you build upward.

We built Ascent on relationships, not transactions.
After years in the industry, we saw too many clients left behind—policies purchased online with no context, coverages placed by profit-driven agencies, or business accounts handled by personal-lines shops unprepared for commercial complexity.

That’s not who we are.

We’re “boots on the ground,” with the owner involved in every aspect of our operation.
We believe that client care and profitability can coexist—and when done right, both thrive.

For those who prefer an online-only experience, we offer that too—without sacrificing support.

We offer complimentary reviews of your existing commercial property and casualty package.

Insurance can be daunting—we simplify it. Our goal is to deliver competitive solutions, clear communication, and a streamlined experience that respects your time. 

Insurance is meant to transfer financial risk—but what about when “the bad thing” happens?

We don’t disappear.

With deep experience in risk management, we help clients navigate claims with confidence, ensuring clear expectations and proactive advocacy throughout the process.

Our focus: build relationships that make tough moments easier—and structure policies correctly from the start to avoid unpleasant surprises later. 

Stronger safety culture = lower losses = healthier teams.

We provide in-house support and partner with trusted experts in safety, risk, and HR to build programs tailored to your organization’s goals.

Our clients consistently see organic loss reduction as their safety culture strengthens—a true win-win.

Ask us how we can help with:

• Safety & compliance support and training
   
• Total Cost of Risk (TCOR) analysis and planning
   
• Cost Containment certification & continuation
   
• Experience Mod analysis & strategy
   
• Fleet & driver safety programs
   
• OSHA/DOT audits & training
   
• Human Resources & Risk Management platforms
   
• In-person management or staff training
   
• Standard Operating Procedure (SOP) support
   
• Professional development & Insurance 101 training
   

Outsourced Partnerships:
Payroll & Benefits | Life & Annuities | 401(k) | Business Continuity Planning

Our approach is collaborative and straightforward.

We take the time to understand your goals, align your coverage, and support your organization’s long-term health.

When we meet, we’ll discuss what matters most to you—and design a plan that helps you protect, grow, and elevate your business.
 

🗓️ Ready to start the conversation?